TERMS OF USE

Please read this Agreement carefully and in its entirety. By your use of and/or registration regarding any aspect of the Service, you are indicating your agreement to comply with the terms of this Agreement. If you do not agree with these terms, you are not authorized to use the Service. You must be eighteen years (18) or older to use this Service. By continuing to use this service you hereby acknowledge that you are eighteen or older.

TERMS & CONDITIONS

Effective Date: April 19, 2024

Informed Consent Agreement

I acknowledge that I have been fully informed of the services that will be rendered to me by Limitless Publications LLC dba/Limitless Life Coaching and Ray Catania.

I hereby affirm I am a legal adult and give my consent for these services to be performed.

I understand that Limitless Life Coaching is NOT a medical practice, and therefore I will NOT be receiving any clinical medical advice. Furthermore, I understand that Limitless Publications LLC, and Ray Catania, and any subsidiaries do not provide any clinical medical advice.

I will only seek medical advice from a licensed clinical physician, in addition to the services provided herewith, and/or separate from this service.

I understand that any information discussed in Private Coaching Sessions will be kept confidential to the best of the ability, of the individuals and entities mentioned herewith, with the exceptions of my indication to harm another human being, animal, or myself, with any type of violence or bodily harm, and/or whenever it is required by law.

I hereby affirm I will never partake in any services provided while under the influence of any intoxicants, as this may create an unsafe environment for all parties involved.

Cost of Services and Cancellation Policy

I have read and fully understand the cost of services provided to me as they appear on the webpage RayCatania.Com as of today’s date.

I understand that payment is due before booking or using any services, unless other arrangements have been made. Furthermore, I understand and agree that it is my sole responsibility to pay for any and all fees associated with services rendered.

Additionally, I agree that I am financially responsible for my appointments reserved by me, and for me by others, and as such, I agree to the cancellation policy, whereby, if I do not provide at least 24 hours’ notice of cancellation, my appointment will be billed at 100% percent of the total fee.

Limitless Life Coaching is a subsidiary of Limitless Publications LLC (a registered New Jersey, Bergen County, United States, Limited Liability Corporation) and therefore Limitless Publications LLC, will appear on all credit card statements.

Explanation and Full Definition of Coaching Session Hours

Coaching Session Hours are the total amount of “time” you have to be “in session” with your coach cumulatively. It is NOT the number of sessions. One session typically runs for one hour, however, sometimes a session may run longer than one hour. Should this occur, you are using an additional Coaching Session Hour during that same session, and it will be deducted from your total hours, or you will be billed accordingly for any balance due if not prepaid or if you do not have enough session hours to cover your time spent with your coach.

Coaching Session Hours are rounded up to the next highest half hour. Example, if you had a session that ran for 1 hour and 20 minutes, you will be charged for 1.5 Coaching Session Hours. If you have a pre-paid plan, this amount shall be deducted from your total package of hours. If, however, you choose to end your session before the one hour is completed, you are charged for 1 Coaching Session Hour. We do not offer sessions below a one-hour threshold.

Your session hour begins at the time of your scheduled appointment and NOT when you arrive (online or in person) for your session. If your coach is late, your session hour will begin when your coach arrives or officially begins the session.

Cancellation Policy

1. To cancel or reschedule a coaching session, please do so at least 24 hours before your scheduled appointment. Cancellations made within 24 hours of the appointment will result in the deduction of one session hour from your package.

2. If you do not have any prepaid coaching session hours remaining, your credit card on file will be charged for one session hour at the current rate listed on our website at the time of cancellation.

3. If your coach cancels your session due to an emergency, you will receive full credit for the session hour.

4. Canceling or rescheduling an appointment can be done by using any of the confirmation emails/text message reminders for that particular appointment, or by emailing Ray@LimitlessPublications.Com

Indemnification and Hold Harmless

*****An Intuitive, Psychic’s Readings and/or a Medium’s Readings, any and all types of readings and intuitive messages that are relayed to you from your (“Coach”) are speculative at best, subject to interpretation, and should NOT be taken as factual statements.

******A Reading is NEVER 100% accurate. All readings in part or in full, given by any Intuitive, Psychic, Medium, or Coach, including but not limited to Ray Catania, Limitless Coaching and/or Limitless Publications LLC, should be used strictly for entertainment purposes only, as no guarantee can be given as to the accuracy of ANY reading or its contents in part or in full.

By proceeding with these services offered in part or in whole, I hereby agree to the terms set forth, and hereby agrees to Hold Harmless, the persons and entities named in this (“Agreement”), such as Ray Catania, Limitless Life Coaching, Limitless Publications LLC, its owners, members, affiliates, contractors, advertisers, landlords, partners, employees, shareholders and stakeholders, from any and all liabilities, legal claims, and legal expenses, that may result both directly and indirectly from any (“Readings”) now and in perpetuity.

Refund Policy

***All sales are final Sales. All purchased coaching session hours are non-transferable and non-refundable***

Agreement

By using any of the aforementioned websites and services I hereby agree to the Privacy Policy and Terms of Use/Service as outlined on RayCatania.Com and LimitlessPublications.Com and LimitlessCoachingNow.Com

Privacy Policy To see the entire privacy policy, click here

Your information will never be shared or sold.

Emails or digital media sent to Limitless Publications LLC or any of its subsidiaries such as (but not limited to) LimitlessCoachingNow.Com, and RayCatania.Com shall become the property of Limitless Publications LLC and may be used at its discretion.

Terms of Use

The content and all trademarks, service marks, logos, pictures, slogans, written material and other content and service marks used are the property of Limitless Publications LLC ("Parent Company") of Limitless Coaching ("Owner") respects the intellectual property of others, and we ask our clients and customers and users of this ("Service") to do the same. Failure to comply with US and other country's copyright, trademark, and other laws may subject you to criminal and or civil penalties. Hyper-linking or uploading pictures or other content at Limitless Publications LLC and / or Limitless Coaching is strictly prohibited.

User Agreement

The following User Agreement ("Agreement") governs the use of Limitless Publications LLC (“Parent Company”) of Limitless Coaching ("Owner"), and its online services ("Service"), including participation in its online bulletin boards and chats (if any), and access to the various content on the ("Service"), as provided by Limitless Publications LLC (“Parent Company”) and Limitless Coaching ("Owner").

Please read this user ("Agreement") carefully. By your use of, and/or, registration on any aspect of the ("Service"), you are indicating your agreement to comply with the terms of this ("Agreement"). If you do not agree with these terms, you are not authorized to use the ("Service.") These terms may be modified at any time without forewarning. The date of the most recent revisions will appear on this page. Continued access of the ("Service") by you will constitute your acceptance of any changes or revisions to this ("Agreement)". Additional terms of use may appear in other places in the ("Service)" and shall be incorporated herein and made a part of this ("Agreement"), to the extent of any conflict, the terms of this ("Agreement") shall control).

Your failure to follow these terms, whether listed here or posted at various points in the ("Service"), may result in suspension or termination of your access without notice, in addition to ("Owner's") other remedies as may be allowed by law.

Ownership

The Content and all trademarks, service marks, logos, slogans, and other marks used in the ("Service") are the property of their respective owners, and you are not granted rights in them other than as specifically set forth herein. "Limitless Publications LLC", and "Limitless Coaching", are trademarks of the Owner. Your failure to comply with these terms could be a violation of US and other countries" copyright, trademark and other laws, and subject you to criminal and/or civil penalties.

Copyright Infringement

("Owner") may, in appropriate circumstances and at its discretion, suspend or terminate the access of and take other action against users, subscribers, registrants and account holders who infringe the copyrights of others (or otherwise appear to violate the law).

Disclaimer

The content and material presented, for view or sale, on this ("Service") and others affiliated with ("Owner") and its parent company, Limitless Publications LLC, and Ray Catania, is for entertainment and informational purposes only. None of the advice/suggestions offered by Ray Catania, Limitless Publications LLC, Limitless Coaching, any partners, or subsidiaries, or contractors, should ever be used to replace any medical advice from a medical professional or licensed clinical psychologist or other mental healthcare professional. All content is intended for a mature audience and may not be suitable for all viewers.

Indemnification

Any case histories and testimonials presented are provided for illustrative purposes only. No express or implied guarantee of results is or was made. 

You agree to indemnify ("Owner") and its affiliates, subsidiaries, employees, agents, representatives and third party service providers, and to defend and hold each of them harmless, from any and all claims and liabilities (including attorney fees and legal costs) which may arise from your submissions of ("Content") to the ("Service"), or any ("Content") obtained by you from this ("Service"), or from any acts resulting from your use of the ("Service") and the ("Content") and materials offered by the ("Service").

Materials Provided to/from Service

By ordering products, posting messages, inputting data, or engaging in any other form of communication through the ("Service"), you grant us a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to use, reproduce, modify, adapt, translate, enhance, transmit, distribute, publicly perform, display, or sublicense any such communication (including your identity and information about you) in any medium (now in existence or hereinafter developed) and for any purpose, including commercial purposes, and to authorize others to do so. You represent, warrant, and agree that such posted information and materials do not violate any of the terms of this ("Agreement"); are not libelous, defamatory or otherwise infringe on the proprietary or privacy rights of others; are original to you or are used with permission of the ("Owner"), or are clear for use on the ("Service"); or otherwise violate any laws or regulations. Notwithstanding the foregoing, we will not use your credit card or other personal payment information for any purpose other than to complete your ordering transactions, and we will not maintain records of such credit card or ordering information after the order has been fulfilled and full payment received. Recurring payments continue on their agreed upon payment schedule until cancelled by the end user of the ("Service") via email or contact form on its website.

Edits to Content

("Owner") reserves the right, but undertakes no duty, to review, edit, move or delete any materials, information, postings or ("Content") provided for display or placed on the ("Service") or its bulletin boards, in its sole discretion, without notice. ("Owner") shall have the right to change the Service or your access to the ("Service") without notice or liability.

Cancellations, Refund/Return Policy

Due to the nature of the informational content sold herewith, all sales are final sales, and no refunds are available. 

License to Use Service

You are granted a nonexclusive, non-transferable license to use the ("Service") to view, read, listen to, access, and privately perform and display the information, text, photos, illustrations, recordings, and other content ("Content") that is posted on or uploaded to any of the portions of the ("Service") to which you are granted access; and to access the various services provided within or included in the ("Service") and to use them in accordance with these terms and other terms as may be posted throughout the ("Service"). Notwithstanding the foregoing, you shall have no rights to copy any of the ("Content") for public distribution, transmission, display, performance, archiving, sublicense, rent, lease, or further use or distribution or for the creation of derivative works other than as specifically allowed herein.

Limitations of Rights to Use Service

The ("Service") is not intended for users under the age of (18) eighteen, and ("Owner") does not knowingly collect personally identifiable information from anyone under (18) eighteen. Such users are expressly prohibited from submitting their personally identifiable information to us, and from using our forums and chat areas; any information submitted by such users will not knowingly be used, posted, or retained.

By using the ("Service"), you agree not to use any obscene, indecent, or offensive language, or to place on the ("Service") any material that is defamatory, libelous, abusive, harassing, hateful, pornographic, illegal, obscene, or otherwise offensive, at the sole discretion of the ("Owner"). Furthermore, you may not place on the ("Service") any material that is encrypted, constitutes junk mail, or unauthorized advertising, invades anyone's privacy, or encourages conduct that would constitute a criminal offense, give rise to civil liability, or that otherwise violates any local, state, national or international law or regulation. You agree to use the ("Service") only for lawful purposes and you acknowledge that your failure to do so may subject you to civil and criminal liability.

You are responsible for ensuring that any material you provide to the ("Service") or post on ("Service's") bulletin board or forum, including but not limited to text, photographs and sound, does not violate the copyright, trademark, trade secret or any other personal or proprietary rights of any third party or is posted with the permission of the owner(s) of such rights. You agree to provide to ("Owner"), upon request, copies of all releases from third parties for the use of their content on the ("Service").

You agree not to disrupt, modify or interfere with the ("Service") or its associated software, hardware and/or servers in any way, and you agree not to impede or interfere with others' usage of the ("Service.") You further agree not to alter or tamper with any information or materials on or associated with the ("Service").

Other than connecting to ("Owner's") servers by http or https requests using a Web browser, you may not attempt to gain access to ("Owner's") servers by any other means, including, without limitation, by using administrator passwords, or by masquerading as an administrator while using the ("Service") or otherwise.

You acknowledge that ("Owner") has not reviewed and does not endorse the content of all sites linked to or from this ("Service") and is not responsible for the content or actions of any other sites linked to or from this ("Service.") Your use of links from the ("Service") to any other service or site is at your sole risk.


Disclaimer of Warranty

YOU ACKNOWLEDGE THAT YOU ARE USING THE SERVICE AT YOUR OWN RISK. THE SERVICE IS PROVIDED "AS IS", AND THE OWNER, ITS AFFILIATES AND ITS THIRD PARTY SERVICE PROVIDERS HEREBY EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF ACCURACY, RELIABILITY, TITLE, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR ANY OTHER WARRANTY, CONDITION, GUARANTEE OR REPRESENTATION, WHETHER ORAL, IN WRITING OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR COMPLETENESS OF ANY INFORMATION CONTAINED THEREIN OR PROVIDED BY THE OWNER, ITS AFFILIATES, AND ITS THIRD PARTY SERVICE PROVIDERS. OWNER DOES NOT REPRESENT OR WARRANT THAT ACCESS TO THE SERVICE WILL BE UNINTERRUPTED OR THAT THERE WILL BE NO FAILURES, ERRORS OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, OR OTHER HARM TO YOUR SOFTWARE, HARDWARE OR EQUIPMENT, OR THAT NO VIRUSES WILL BE TRANSMITTED ON THE SERVICE.

Limitation of Liability

OWNER, ITS AFFILIATES AND ITS THIRD PARTY SERVICE PROVIDERS SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ALLEGEDLY SUSTAINED ARISING OUT OF THIS AGREEMENT, THE PROVIDING OF SERVICES HEREUNDER, THE SALE OR PURCHASE OF ANY GOODS OR MERCHANDISE FROM THE SERVICE, YOUR ACCESS TO OR INABILITY TO ACCESS THE SERVICE, INCLUDING FOR VIRUSES ALLEGED TO HAVE BEEN OBTAINED FROM THE SERVICE, YOUR USE OF OR RELIANCE ON THE SERVICE OR ANY OF THE MERCHANDISE, INFORMATION OR MATERIALS AVAILABLE ON THE SERVICE, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Release

YOU HEREBY AGREE TO RELEASE OWNER, ITS AFFILIATES AND THIRD-PARTY SERVICE PROVIDERS, AND EACH OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS FROM CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED ("CLAIMS"), ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THIS SERVICE.

Arbitration

Any and all disputes arising out of, under or in connection with this Agreement or your use of the Service, including, without limitation, infringement claims by or against you and/or Owner, shall be settled by arbitration in the state of New Jersey, USA pursuant to the rules of the American Arbitration Association. Any decision by such an arbitrator shall be binding upon the parties, and the costs of the arbitration shall be borne by the non-prevailing party.

Miscellaneous

You may not assign or transfer this Agreement. If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall continue to be enforceable in full. Owner makes no representation that materials on the Service are appropriate, available, or legal in any particular location. Those who choose to access the Service do so on their own initiative and are responsible for compliance with all applicable laws. You agree that this Agreement, for all purposes, shall be governed and construed in accordance with the laws of the State of New Jersey, applicable to contracts to be wholly performed therein, and any action based on or alleging a breach of this Agreement must be brought in a state or federal court in New Jersey USA. In addition, both parties agree to submit to the exclusive personal jurisdiction and venue of such courts.

Bulletin Board and Advertisements

Owner does not necessarily endorse, support, sanction, encourage, verify, or agree with the comments, opinions, or statements posted on bulletin boards, forums or otherwise contained in the Service. Nor does Owner or its third-party Owners make any warranties with respect to any of the merchandise featured, advertised, or mentioned in the Service. Any information or material placed online, including advice and opinions, are the views and responsibility of those who post the statements or those who actually sell any merchandise, and do not necessarily represent the views of Owner or its third-party Owners.

Contact Information:

Limitless Publication LLC dba/Limitless Coaching

10 McKinley Street #12

Closter NJ USA 07624